True entrepreneurship has but one goal, one drive, one primary motivating factor:


WVCAP Lender Information Flyer:  Click to download flyer

WVCAP Informational Flyer:  Click to download flyer

Does your business need capital?

Don’t fit the traditional business model?

The West Virginia Capital Access Program Can Help!

Mountain State small businesses now have a new source of capital through the West Virginia Capital Access Program (WVCAP). The WVCAP is designed to assist businesses that are creditworthy, but may not fit traditional lending models.

The program is made possible through the State Small Business Credit Initiative (SSBCI), a component of the Small Business Jobs Act of 2010. WVCAP aims to create $130 million in new lending and investment activity in West Virginia over the next five years. Your company could qualify for a loan from one or more of the West Virginia Capital Access Funds!

WVCAP Seed Capital Co-Investment Fund

The WVCAP Seed Capital Co-Investment Fund can provide funding of up to $500,000 to assist businesses in advancing intellectual capital, for market and competitive analysis, design, and development of advanced prototypes, to hire key personnel, and more. Rates are competitive and market-adjusted for risk (8-10%), with 1-5 year repayment terms. The Seed Capital program has a 100% match in which every $1 of WVCAP funding is matched by $1 of non-WVCAP capital.

For more information about any of the lending programs available through WVCAP, please contact Michele O’Connor at